Last day of Trading for Financial Year 2016-17

Blog meant for 31 March 2017 Friday

Dear friends,

Marginally positive day for Nifty. It closed 30 points and comfortably above the 9100 mark. The global cues continued to be mixed with some markets trading slightly positive and other markets negative.

The indications for short term are –


Wait to Buy –  MARUTI

Wait to Sell – BHEL, INFOSYS


Hope long term investors are continuing to invest in bluechips on a monthly basis. Do not buy company shares just because their price is lower compared to others. Stick to only the shares which are leading in their respective sectors. Often, we notice that our participants have bought lesser known company shares because their price is lower than the leading companies.

Even if we get average but sure returns, it is better than the chance of getting high returns or also the chance of loss of our money due to uncertainty. Avoid the ‘gambling’ kind of attitude. As they say, better to be safe than sorry. The Sensex index itself has given around 17% p.a. average returns over the last 38 years. Even if we get average returns or slightly more than it, our portfolio will grow to a considerable amount of money in the long term.

For example, Rs.5000 invested every month from the age of 30 till the age of 60, will fetch Rs.5.19 crores for a total investment of Rs.18 lakhs if we get 18% p.a. returns. Please note that the above calculation is assuming that the person cannot save more than Rs.5,000 even after many years and only invests Rs.5,000 every month.This is the power of compounding.

Interestingly, if the amount was invested for only 25 years instead of 30, the amount of 25 years would be only Rs.2.25 crores as compared to Rs.5.19 crores. This is the difference that 5 years can do for investment. Hence, if you are below 50 years, do not ignore long term investing!

All the best!

Dr.Bharath Chandra

About the author

Dr. Bharath Chandra

Hi there! This is Dr. Bharath Chandra & Rohan, International Trainers & Success Coaches. We have addressed more than a crore people on Stock Market, Personality Development, Wealth Management and Financial Planning over the past 35 years.

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