Positive global cues

Blog meant for 12 March 2018 Monday

Dear friends,

Flat close for Nifty on Friday. It closed 16 points lower at 10227. Markets were positive on Friday but towards the end it became negative and closed weak.

The global cues on Friday evening were very positive in US markets and hence Asian & Indian markets may open quite positive on Monday morning.

Nifty is still in Don’t Buy zone.

The indications for individual stocks for short term are –




JUST BUY – ASIAN PAINT (Although most individual stocks and Nifty are in Don’t Buy zone, Asian Paint is showing Just Buy indication. It can be purchased for short term tomorrow. However, you must be aware that there is possibility of it rising for a day or two and then falling due to overall market weakness. Buy for short term if you have risk appetite)

Continue to invest on a monthly basis for long term only in the stocks suggested in the Workshop.


Question from a participant – 

I am a 38 year old person working in a private company. I have attended the Stock Market Workshop 2.5 years back but till today I have not started investing due to my own laziness and busy work schedule. I have now understood a lesson that I have wasted crucial years by not investing for long term. Please guide me on how I should start now.

Answer –

We have noticed that 3-5% of our Workshop participants are in the above situation.

This is the life history of a typical person with respect to financial planning in India –

Age 22 – Starts working

Age 22-28 – Buys all the fancy gadgets such as expensive mobiles, laptops, motorbikes etc. Does not do much savings and the minor savings is invested in FD & RDs of Banks, PPF

Age 28 – 40 – Gets married and starts a family. Not able to save much since he has to look after wife, children, ageing parents. Also, making efforts to buy an own house which proves to be very expensive and beyond budget. He is also fearing about whether / when his company may ask him to leave the job.

Around Age 40 – Realises that half of working life is complete but he has not saved much till date and has not planned his children education, marriage and retirement. Also, has made many investment mistakes such as investing in wrong insurance policies, wrong stocks, personal loans given to people etc.

At age 40-45, becomes serious about planning financial life as he is fearing whether he will have enough savings in retirement life since traditional instruments such as FD, PPF, insurance are not giving sufficient returns when compared to inflation. Also realises that his investment mistakes have been made mainly because of ‘lack of awareness’ about Stock Markets and Personal Finance.

It is at the age of 40-45 years that most people attend our Stock Market Workshop since they have finally realised that “earning money is quite easy, but managing already earned money is very difficult in this age.”

All the above we have learnt by meeting and discussing personally in the Workshop with more than 25,000 people in the last 10 years or so.

The average age of a person attending our Workshop is around 43 years.

Most people who are younger than 43 years usually do not get serious about financial planning and investing until they are close to 40 years old. The participants who attend at age of 48, 55, 60, 70, 80 years all make one common statement “How I wish you could have attended the Workshop 10-20 years earlier so that I could have made better investments and also not made so many unnecessary mistakes in personal finance.”

The golden rules of investing are –

  1. Start investing Early

  2. Invest regularly

  3. Invest for long term

Short term investing looks glamorous and attractive but the kind of profits made in long term is much higher due to the power of compounding.

We urge our participants to invest regularly for long term and not postpone it for a later date. If you are already retired, make sure you introduce your children to Stock Markets & Wise investments so that they do not make the same mistakes that you made with respect to Personal Finance.

If you are still below 35 years, then do not become a part of the majority who realise the importance of investing very late in life.


All the best!

Dr.Bharath Chandra and Rohan

Please do not comment on the blog. Any questions or clarifications can be asked by sending us an email with your registration number given to you during the Workshop. Questions without quoting registration number will not be answered.

(The above comments are only the personal views of the authors of this blog. Please do your own research before taking any investment decisions. The reader of this blog must understand and take full responsibility for the Profit or Loss made by taking actions based on the above views)

About the author

Dr. Bharath Chandra

Hi there! This is Dr. Bharath Chandra & Rohan, International Trainers & Success Coaches. We have addressed more than a crore people on Stock Market, Personality Development, Wealth Management and Financial Planning over the past 35 years.

View all posts